• Home
  • Services
    • Merchant Services
    • Cash Advance Solutions
  • Industries
    • Retail Merchants
    • Contractor Merchants
    • Medical Merchants
    • High Risk Merchants
    • Point of Sale
    • Level II & Level III Data
  • Contact Us
  • More
    • Home
    • Services
      • Merchant Services
      • Cash Advance Solutions
    • Industries
      • Retail Merchants
      • Contractor Merchants
      • Medical Merchants
      • High Risk Merchants
      • Point of Sale
      • Level II & Level III Data
    • Contact Us
  • Sign In
  • Create Account

  • My Account
  • Signed in as:

  • filler@godaddy.com


  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Services
    • Merchant Services
    • Cash Advance Solutions
  • Industries
    • Retail Merchants
    • Contractor Merchants
    • Medical Merchants
    • High Risk Merchants
    • Point of Sale
    • Level II & Level III Data
  • Contact Us

Account

  • My Account
  • Sign out

  • Sign In
  • My Account

Contractor Merchants

One System for Every Job and Every Payment

Payments built for the trades — mobile-ready, transparent, and backed by real people who pick up the phone.


At Payment Divas, contractors get:


  • Mobile card readers and tap-to-pay for job-site payments
  • Included job management platform — quotes, invoicing, scheduling, and payments in one place, at no extra software cost when you process with us
  • Text-to-pay invoicing — customers pay with one tap, no app required
  • Recurring billing for maintenance and service contracts
  • ACH/e-check for larger B2B and commercial jobs
  • No term agreements and no cancellation fees—ever
  • Local, St. Louis-based support—not a call center

A Complete Payments and Management Stack

When your crew is in the field, payments should be the last thing slowing a job down. Our included platform centralizes your quotes, schedules, and invoices, while your Payment Divas processing account handles the money side — transparent interchange-plus pricing, next-day funding, and real support, without a long-term contract or hidden fees.

Built for How Contractors Actually Get Paid

  • On-Site Deposits — take a deposit before you ever start the job, right from your phone
  • Progress & Final Payments — invoice in stages as the job moves, not just at the end
  • Large-Ticket & B2B Jobs — ACH/e-check for bigger invoices where card fees add up fast, plus Level 3 data support for lower interchange on qualifying commercial transactions
  • Maintenance & Service Plans — set up recurring billing once, get paid automatically every cycle
  • Remote & Phone Orders — quote a job over the phone and take the payment the same way, no card reader required

Manage Your Whole Job, Not Just the Payment

Included with your processing account, at no extra software cost:


  • Quotes and invoices from phone or desktop — clients approve and pay online
  • Scheduling and dispatch with a drag-and-drop calendar
  • A mobile field app for photos, notes, signatures, and on-site payments
  • Text-to-pay invoicing, plus automated reminders and confirmations
  • QuickBooks and Xero sync — no re-keying transactions
  • Reporting on jobs, receivables, and deposits in one dashboard

Straightforward Pricing, No Surprises

Your rate is locked in when you sign up — it doesn't quietly increase over time the way it does with a lot of processors. With interchange-plus pricing, you see the true card cost plus a small, fixed markup — no bundled, hard-to-read rates. On larger commercial jobs, ACH can also be a lower-cost way to collect payment than running a card.


The only way to know exactly what you'd pay is to see your real numbers — which is exactly what your free statement review gives you, line by line, no jargon.

Manage Your Entire Business Without Paying for Software

Quotes & Invoices from Phone or Desktop; Clients Approve & Pay Online

Recurring Billing & Autopay for Maintenance Plans

Scheduling & Dispatch with Drag-and-Drop Calendar

Mobile Field App for Photos, Notes, Signatures, and On-Site Payments

Digital Contracts with Customer Details, Properties, Status Tracking & Totals

Reporting on Jobs, Receivables, and Deposits

Text-messages for Reminders, Updates, and Payment Links

Keep QuickBooks & Xero in Sync Automatically with Every Transaction

Geofence Auto Clock-Out, with Payroll Export Preview (CSV, PDF, Excel)

Fast Funding You Can Plan Around

Batch before the daily cutoff and get funded the next business day. Sunday batches deposit Tuesday. Auto-batching means you don't have to watch the clock to hit the deadline.

Enterprise-Grade Security & Compliance, Without the Headache

Use our PCI-compliant gateway to process payments for all transactions involving your customers. We protect transactions through end-to-end tokenization and customizable 3-D Secure, fraud tools, and optional Level 3 data to facilitate lower interchange costs on B2B/B2G transactions.


Our payment gateway was built to support ACH/e-check payments for large invoice transactions. Enable two-factor authentication (2FA) and other custom access controls in a single click. We use anti-clickjacking security and hardened access controls on team assignments, along with the option for your users to receive verification codes via text or use an authentication app.



Ready to Run Jobs and Payments from One Login?

Payment Divas gives your crew a single, field-ready workflow, from quote to getting paid. If you’re ready to see it in action (or want a quick rate check), reach out and we’ll get you set up fast. Feel free to call us at (314) 488-1418, or fill out our form and our sales and support team will reach out to you.

I'M READY!

Frequently Asked Questions

Please reach us at divas@paymentdivas.com if you cannot find an answer to your question.

Yes — it's included at no software cost when you process payments with Payment Divas. No separate subscription.


Yes — mobile card readers, tap-to-pay, and the virtual terminal all let you collect a deposit up front, from a job site or over the phone.


Yes — ACH/e-check is available for larger B2B and commercial invoices, along with Level 3 data support that can lower interchange costs on qualifying transactions.


Yes — recurring billing is available for service and maintenance contracts, so you don't have to manually invoice every cycle.


Yes — invoices, payments, and refunds sync automatically so you're not re-entering data.


Copyright © 2026 Payment Divas - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

DeclineAccept